Principal

The principal is the amount you will be paying for the vehicle which includes any fees that the lender or dealership may have for your car loan

Term

The term is length of time that payments will be made for. Typically terms will run anywhere between 36 months and 72 months (shorter or longer terms are sometimes possible).

Interest Rates

The percentage that the lender is charging for you to borrow money. Interest rates can vary depending on whether the vehicle and the risk the lender perceives in lending the loan. You can also get guaranteed payday loan direct lender.

What You Need

When applying for an auto loan its best to be at your current job for three or more months and make at least $1500/month. Other forms of income such as certain government assistance can also be accepted.

It is necessary to have a valid driver’s license and be the age of majority in the province that you live in. Lenders know that customers are more likely to pay back their car loan if they can legally drive.

The lender wants to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.

In order to complete your loan documents you must provide the lender with your current address.

Although a down payment isn’t always necessary, it will often help. The less you have to finance, the more likely the lender will be to approve your car loan.

Good Credit OR Bad Credit We Can Get You Approved!

The 4 Steps To Getting You On The Road In Your New Vehicle!

APPLY ONLINE

Apply online using the form below. This is the first step in getting you approved for your auto loan.

PICK YOUR VEHICLE

You can use our wide lot to choose the vehicle you desire or you can use your auto loan any where you desire.

GET APPROVED

We process your online application and if you meet our criteria you are instantly approved.

DRIVE HOME

Take your new vehicle and you’re ready to hit the road! We’ve made the process simple so you can get approved faster!

What Our Clients Are Saying

  • I had recently been in a difficult situation with traveling from my work to school and back, and I was in need of a loan. I had recently applied for a car loan to many places but unfortunately I was in no luck. Then I found Superior Auto Finance, this company has helped me achieve what I needed. Everything was excellent, the service was perfect and I did not feel pressured when financing the car. I am overall satisfied with the services that Superior Auto Finance has given me.

    Client Image
    • Mark Cohen
    • Thornhill, ON
  • I am a student currently studying at Ryerson University in Toronto. My commute is very far every day and requires a car. I heard about Superior Auto Finance from a friend that recently bought a 2008 Honda Civic and decided to give them a try. I applied on the website got a response right away, and they were able to help me finance a Hyundai Tiburon that they had in inventory. I got a great rate, and really good guys to deal with.

    Client Image
    • Alex Parvetsky
    • Mississauga, ON
  • Having been self employed for the last 6 years, I thought it was going to be a challenge getting approved for a car loan. I applied for a car loan on the website and was approved within 2 hours. I then made a visit to the dealership and was greeted by Brad. He was very helpful, and managed to give me a great deal. Everything was done very quickly; I highly recommend using their service for a car loan! Thanks!

    Client Image
    • Sean Swaltzman
    • Toronto, ON.
  • I once swore to myself that I would never need to finance a car. My reason is because I knew the tedious hassle involved of applying to different places and given my bad credit situation. That is no longer the case after I found Superior Auto Finance. I got approved for a small car loan and I am now able to drive, instead of commuting every day.

    Client Image
    • Sam Trenery
    • Cambridge, ON
1000 +

Happy Customers

30 +

Years Of Services

1200 +

Vehicles Sold

99 %

Positive Feedback

[Since 1998]

Experience In Satisfying Customers

Our main priority is our customers satisfaction. We understand that certain circumstances may not be an accurate depiction of you or your financial security. We’re here to understand your situation and get you approved for a vehicle loan today!

[Apply Now!]

Fill Out The Form Below For Quick Approval

Our approval team is waiting to process your application. Take the first step by filling out the fields below!

Online Application

Please apply by filling out the details below.

Page 1 of 3

About You

Employment

How would you like to be contacted?

CAPTCHA image

This helps us prevent spam, thank you.

[Contact]

Drop Your Contact!

CAPTCHA image

This helps us prevent spam, thank you.

[Info]

Get in touch

Applications are accepted 24 hours a day. Operators are available during business hours from 9AM-9PM, 7 days a week.

Call Us

905-508-5959

Address

110 Industrial Rd,
Unit – B
Richmond Hill, Ontario
L4C 2Y3